Reps. Carter, Fields, Letlow, Ezell Introduce Flood Insurance Reauthorization

WASHINGTON, D.C. – Congressman Troy A. Carter, Sr. (D-LA), Congressman Cleo Fields (D-LA), Congresswoman Julia Letlow (R-LA), and Congressman Mike Ezell (R-MS) have introduced the bipartisan National Flood Insurance Program (NFIP) Authorization Extension Act which will extend the federal authorization for the NFIP. The bill would extend the program through December 31, 2026, significantly longer than the typical short-term extensions passed by Congress. 

“Given the frequent storms and flooding our state endures, I’m a strong advocate for renewing the National Flood Insurance Program and making sure it serves those who depend on it. For many Louisianans, flood insurance is not just a policy—it’s a lifeline. I’m committed to working with my colleagues to strengthen this vital program and ensure our communities get the support they need when disaster strikes,” said Rep. Letlow.

“I am proud to introduce this bill to provide the long-overdue stability our communities deserve,” said Rep. Carter. “For too long, homeowners, small businesses, and local economies have lived under the cloud of short-term NFIP extensions, often attached to contentious government funding bills. This clean, multi-year reauthorization brings much-needed certainty to policyholders and ensures uninterrupted access to flood insurance across the country. As flooding becomes more frequent and severe, we must protect families and businesses by keeping this program operating while we work to deliver lasting, comprehensive reforms to strengthen and modernize the program."

“Passing the NFIP Authorization Extension Act is essential to protecting hardworking people across Louisiana. Given our state’s history with extreme weather events, we must ensure that flood insurance remains accessible to all. My colleagues in both the House and Senate will continue to fight for those most affected by flooding throughout the state and across the country,” said Rep. Fields.

"For far too long, families, businesses, and entire communities along our coast have lived with the uncertainty caused by short-term extensions of the National Flood Insurance Program. The NFIP Authorization Extension Act delivers the stability South Mississippians need and deserve as they continue to face the devastating effects of flooding and natural disasters. By extending the program through the end of 2026, we’re sending a clear message: we are committed to protecting our coastal communities, giving them the tools to recover and rebuild, and working in a bipartisan way to strengthen and modernize the program for the future,” said Rep. Ezell.